Senior Mortgage Loan Closer

Job Description: Senior Mortgage Loan Closer

Reports to: Mortgage Closing Manager

Mortgage Job Summary: Responsible for closing US mortgage loan files.

Essential Functions:

• Prepares closing loan package necessary for individual loan types in accordance with Bank

and Investor guidelines as well as Secondary Marketing commitments and requirements.

• Ensures the timely movement and closing of approved loans through the pipeline.

• Contacts Title Companies, Attorneys, Loan Officers, Processors and Insurance Companies to

obtain documentation necessary to close mortgage loans.

• Monitors loan status on a continual basis to ensure that timely/qualify standards are

achieved.

• Advises all parties of any changes or issues that may occur to ensure high quality standards

and customer service.

• Performs a pre-closing quality review of loan files prior to releasing closing package.

• Reviews all preliminary documents provided from attorney/title company to include, but

not limited to: Title binder, survey, termite report, Hazard/Flood insurance binder, Deed,

HUD1 Settlement Statement, Power of Attorney and/or Trust documentation.

• Completes all disbursement procedures for issuing of funds to attorneys/title company, any

necessary refund checks, and release of escrow monies withheld.

• Responds to and resolves technical and complex problems that arise.

• Follows up on any deficiency requests by Shipping and Post-Closing to ensure timely

procedure for loan funding.

• Recommends procedural changes to management.

• Complies with Corporate Policies and Procedures, as well as regulatory compliance.

• Keeps abreast of industry regulations and changes.

Minimum Required Skills and Competencies:

• Minimum 2 years experience closing Conventional and government loans.

• High School Diploma or equivalent

• Knowledge of real estate lending criteria, compliance, federal/state regulations.

• Excellent organizational, oral and written communication skills.

• Ability to perform in a fast-paced environment typical to Mortgage Banking. Desired Skills and Competencies:

• Experience with Microsoft Word.

• Experience with Doc Magic, ARIVE, Calyx and Encompass loan origination software is a plus.

PLEASE EMAIL AN AUDIO VOICE FILE (MP3 or WAV FILE LESS THAN 30 SECONDS) INTRODUCING YOURSELF AND BRIEFLY EXPLAINING YOUR MORTGAGE LOAN CLOSING WORK EXPERIENCE. PLEASE USE EMAIL - Info@24x7Synergy.com

Please note - Ideal candidates will be contacted for an interview. Thank you for your interest in this position.